Payment matching
The money lands. The books update themselves.
Bank credits flow in. OnPoint suggests the right invoice, scores the match and asks for one click. Splits, overrides and audit trail included.
Live matching
Bank credits
REF: INV-0918
J. Brown
BACS · 4391
Built with Care
REF: 0917-1240
K. Singh
Card · ●●4291
T. Hayes
Invoices
INV-0918
J. Brown
INV-0913
Built with Care
INV-0917
K. Singh
INV-0916
T. Hayes
Smart suggestions
Confidence-scored matches with reasoning.
OnPoint compares amount, reference, customer and history — then tells you why it suggests the match. Approve with one click, or override and pick another.
- Amount, reference & customer name signals
- Confidence score on every suggestion
- Plain-English reasoning per match
- One-click accept or override
Incoming credit
J. Brown · BACS
Matches invoice
INV-0918 · J. Brown
Why this match
- Amount matches exactly £480.00
- Reference contains INV-0918
- Customer name matches J. Brown
- No prior payment from this account
Combined transfer
Built with Care · BACS
INV-0913
37.5% of payment
INV-0908
46.9% of payment
INV-0902
15.6% of payment
Split allocations
One transfer. Many invoices. Cleanly.
When a customer pays for three jobs in one go, OnPoint lets you allocate the credit across multiple invoices with a visual bar that shows you've covered the lot.
- Allocate one credit across many invoices
- Visual progress bar shows 100% coverage
- Per-invoice amounts editable inline
- Each split logged on the invoice timeline
Reconciliation pipeline
Every credit, every status — in one view.
Unmatched, suggested, matched. Three columns showing exactly where every incoming credit sits — and what needs your attention next.
- Three-column pipeline: Unmatched · Suggested · Matched
- Live counts per column
- Confidence badges on suggestions
- Drill into any credit for full context
Unmatched
3Card · ●●4291
Cheque · 1942
Suggested
2Built with Care
K. Singh
Matched
12J. Brown · INV-0918
T. Hayes · INV-0916
98%
Auto-match rate
Reference, amount and customer name match nearly every credit.
1 click
Accept the match
Confidence-scored suggestions you can approve or override.
Split
Across invoices
One transfer covering 3 jobs? Allocate it cleanly.
Auto
Status updates
Paid, part-paid and remaining balance update on accept.
And the rest
Everything around getting paid.
Payment dashboard
Every recorded payment with method, reference and customer.
Manual matching
Assign credits to invoices when auto-suggest can't decide.
Split allocation
One payment across multiple invoices in one go.
Payment timeline
Created, matched, accepted, declined — all logged.
Bank linking
Connect supported UK banks for live credit feeds.
Reviewable workflow
Nothing posts without your team approving it.
Stop reconciling line-by-line.
Approve OnPoint's match, or override it. Either way, it takes seconds, not Sundays.